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Will your Ownership Searches give information, in addition to the name and address of the owners?
We include in our Ownership Searches; mortgages, constraints and notifications, the purchase price, restrictive and individual agreements, the degree and scope of ownership, rights of way, tenure and class of Title. Additionally, a number of searches will provide the leases, ground rent titles, conveyancing deeds and property history.
Is my Title Plan/Title register current?
Frequently, enquiries are received as to whether the Land Registry documents are up to date.
When placing the order, the documents are attained at that time, which will be the most current available.
How can the Lost Deeds search help me if my property is not registered and I have lost my deeds?
Often, via The Lost Deeds Search, a property is found to be registered. This includes instances, where is has not been possible to get the registration documents previously. Sometimes, the registered property documents are within another title, which then proves it hard to find as an individual. The Lost Deeds search applies for the Title Plan and the Title Register. If the property is found to be registered, copies of the deeds can be given to you.
Is there a reason for the lease not being in my name?
If you buy a leasehold property, a new lease is not signed. The property ownership is given over to the purchaser. You are still bound by the original lease terms and functions, as if you were the first tenant to occupy the property.
As a result of the terms remaining the same when the property is sold, a new lease is not required to be written at every sale. You will only need your solicitor to have your name be placed on the Title Register and register you as the new owner with the Land Registry Instead.
Which search should I use, to show I am not the owner of the property anymore?
If you need to provide evidence to show you used to own the property, a Prior Copy of the Title Register will need to be acquired. The Title Register will give only the current entries, therefore if your property has been sold, your name will be replaced by the current owner's name.
If a property is ‘unregistered’, what does this mean?
In England and Wales, 'unregistered' means the land is not registered with the HM Land Registry, when completing a land registry search.
Nevertheless, although the applicable land registry holds no deeds or information on that particular land, it does not signify the address is invalid or that no one, in fact, owns the land.
Unregistered land that is not owned by yourself can pose challenges, such as the following; Mortgage companies or unregistered land owners may hold the Title deeds privately, instead of the Land Registry keeping them. The owner of the land is not obligated, without a court order to reveal their deeds, which can prove to be a lengthy and complex process.
Which documents do I need to give to my insurance provider, who would like me to provide an estimate, of which year(s) the property was built?
By viewing the Title Register and referring to the A section, reasonable approximation may be provided. This will provide the date the property was initially registered. No registration documents will give the exact date the property was built. If the property is fairly contemporary, it will be likely to be recorded quite promptly after it was built, as statutory land registration has been operating for a substantial time.